About CivilisedBank

CivilisedBank is people and technology working together to help UK companies do business and people save money. We think it’s time to make banking more civilised. And that starts with putting you first.

That’s why we’re reinventing traditional banking for UK businesses. Our Local Bankers will bring the bank to business customers. This way you’ll always speak to someone you know. They’ll serve your needs enabled by reliable, innovative technology.

Saving with us will be good for you, and will help fund the success of businesses in the UK. We are committed to making your savings work hard and our customer service excellent, responsive and helpful.


In May 2017 we received our banking license and now we are building our technology and operations with the aim to start serving customers in early 2018.

Our Team

Philip Acton

Chief Executive Officer
Philip has worked in banking and microfinance for more than 30 years, including heading up Personal Banking at Triodos Bank UK, leading a full service national finance bank in Madagascar and managing an SME advisory business.
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James Heath

Chief Financial Officer
James is a highly experienced finance executive with a track record of over 25 years in banking, SME financing, risk, regulation, funding and treasury.
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Andrew Holmes

Chief Technology Officer
Andrew Holmes has worked in complex programme delivery and management consulting for over 30 years, and he is a published author of 19 business books.
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Hazel Hellier

Chief Business Development Officer
Hazel is a qualified banker and Member of The Worshipful Company of International Bankers, with over 35 years of banking experience, predominantly in Commercial and Corporate Banking sectors. Hazel has a deep knowledge of recruiting, training and managing a network of relationship managers to deliver bespoke banking solutions to customers.
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Steve Towse

Chief Credit Officer
Steve has extensive knowledge of credit and risk management as well as broad leadership experience from a variety of senior financial service roles.
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Tomas Hazleton

Chief Risk & Compliance Officer
Tomas is a highly experienced risk and regulation executive with over 25 years of experience implementing and enhancing governance, risk and compliance arrangements for banks and investment firms in London and New York.
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Will Beeson

Head of New Propositions
During his nine years in both established and early stage financial services companies, Will has developed deep insight into technical and operational challenges as well as changing customer behaviour and needs.
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Sabine Popp

Head of Marketing
Sabine is an experienced and customer focused marketing executive with over 20 years’ track record in corporate and SME marketing and consulting, across a broad range of industries.
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Our Board of Directors

Jason Scott

Founder & Non-Executive Director

Brian Scott-Quinn

Non-Executive Director, Chair of Audit and Assurance Committee
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