About CivilisedBank

CivilisedBank is people and technology working together to help UK companies do business and people save money. We think it’s time to make banking more civilised. And that starts with putting you first.

That’s why we’re reinventing traditional banking for UK businesses. Our Local Bankers will bring the bank to business customers. This way you’ll always speak to someone you know. They’ll serve your needs enabled by reliable, innovative technology.

Saving with us will be good for you, and will help fund the success of businesses in the UK. We are committed to making your savings work hard and our customer service excellent, responsive and helpful.


In May 2017 we received our banking license and now we are building our technology and operations with the aim to start serving customers in early 2018.

Our team

Brian Scott-Quinn

Non-Executive Director, Chair of Audit and Assurance Committee
Brian is Professor (Emeritus) in Banking at the University of Reading ICMA Centre which he founded. In addition, he is a board member of a fintech company and involved in project finance for infrastructure.
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Bryan Foss

Non-Executive Director, Chair of Nominations Committee
Bryan has 26 years of prior experience with IBM deploying complex and customer-led transformation programmes with some of the world’s most innovative banks, including best-practice outsourcing, data exploitation and risk management, digital and mobile channels and regulatory compliance.
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Chris Jolly

Non-Executive Chairman
Chris has held senior roles at a number of major banks and institutions including being Managing Director at Merrill Lynch and General Manager of Commerzbank’s London operations.
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David Kindred

Chief Risk Officer
David is an experienced Risk Director with very strong quantitative skills. His career spans 20+ years within banks and building societies including Abbey National, Lloyds Banking Group and Barclays.
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Gordon Dow

Chief Executive Officer
Gordon is a Chartered Banker with 25 years’ experience in both retail and private banking across the UK, including roles as Managing Director, Private Banking at Santander and Director of Private Banking & Advice for RBS.
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Hazel Hellier

Chief Business Development Officer
Hazel is a qualified banker and Member of The Worshipful Company of International Bankers, with over 35 years of banking experience, predominantly in Commercial and Corporate Banking sectors. Hazel has a deep knowledge of recruiting, training and managing a network of relationship managers to deliver bespoke banking solutions to customers.
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Jason Scott

Founder & Non-Executive Director

Jonathon Read

Non-Executive Director, Senior Independent Director, Chair of Remuneration Committee and is a member of our Risk and Nomination Committees.
Jonathon is founder and chairman of Your Credit Union, a mutually owned financial services company for West Central London, and founder of Triborough Opportunities, a charity that encourages public financial literacy and promotes sustainable financial inclusion.
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Michael Parr

Non-Executive Investor Director
After a period with the Bank of England and a London clearing bank, Michael held a number of senior positions with HSBC Group both in the UK and overseas. Most recently Michael was CEO of a regulated Londonbased international trade finance specialist.
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Mike O’Connor

Chief Strategy Officer
Michael O’Connor most recently was with Arrowgrass Capital Partners in London, primarily responsible for analysing and structuring their portfolio of capital relief and private equity transactions.
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Patrice McDonald

Non-Executive Director
A former Managing Director, Global Chief Risk Officer & Head of Governance at Barclays Wealth, Patrice has been lead adviser and partner in the Financial Services Risk and Regulatory practice at EY and has advised the boards of many of the largest UK and International financial services groups.
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Sabine Popp

Head of Marketing
Sabine is an experienced and customer focused marketing executive with over 20 years’ track record in corporate and SME marketing and consulting, across a broad range of industries.
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Steve Towse

Chief Credit Officer
Steve has extensive knowledge of credit and risk management as well as broad leadership experience from a variety of senior financial service roles.
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Will Beeson

Head of Operations & Innovation
During his nine years in both established and early stage financial services companies, Will has developed deep insight into technical and operational challenges as well as changing customer behaviour and needs.
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Our Board of Directors

Brian Scott-Quinn

Non-Executive Director, Chair of Audit and Assurance Committee

Bryan Foss

Non-Executive Director, Chair of Nominations Committee

Chris Jolly

Non-Executive Chairman

David Kindred

Chief Risk Officer

Gordon Dow

Chief Executive Officer

Hazel Hellier

Chief Business Development Officer

Jason Scott

Founder & Non-Executive Director

Jonathon Read

Non-Executive Director, Senior Independent Director, Chair of Remuneration Committee and is a member of our Risk and Nomination Committees.

Michael Parr

Non-Executive Investor Director

Patrice McDonald

Non-Executive Director, Chair Risk Committee